WELCOME TO WHAT’S NEXT FOR YOUR BUSINESS
Our small business team has years of experience helping customers with tailored financing, banking, and investment solutions that fit your business. As you grow and navigate changing market conditions, we’ll help you seize new opportunities and plan for the future.
We’re your trusted partners in streamlining operations and managing evolving risks, all while ensuring lasting success.
Call us today at (270) 686-1776 and let’s work together to write the next chapter of your business’s story.
Kent Mills, Hopkins County President with A&M Monogram
Owner, Stacy Ripple of Madisonville.
IS YOUR BUSINESS READY TO MOVE AHEAD?
Open Grow My Small Business
Fuel your next stage of growth with financing and services designed for small businesses. From business loans, credit lines, and equipment financing to Treasury Management and Business Checking, we’ll help you scale smoothly and securely.
You’ll also find helpful insights, resources, and community stories through our education and news sections — all to keep your business moving forward.
Open Partner with a Business Advisor
Big decisions deserve a trusted guide. Independence Bank’s business advisors and commercial lenders will get to know your goals, review your numbers, and recommend solutions that fit.
Meet our team or schedule a consultation today (click to fill out a web form) and discover how a local banking partner can make a difference in your success.
Open Lower My Nonprofit Costs
Your mission matters. That’s why Independence Bank offers Nonprofit & Charitable Checking with no monthly maintenance fee for qualifying civic groups and charities. Pair your account with our Treasury Management services to streamline donations, vendor payments, and reporting — so you can do more good with every dollar.
Open Open an Account
Whether you’re opening your first checking account or expanding your business banking, Independence Bank makes it easy. Choose from a full range of personal checking and savings accounts or business and nonprofit checking solutions, all with modern digital banking features. Ready to get started? Open your account online today or visit any branch to Move Ahead and experience banking built for you. Click to learn more, call or fill out a form
Open Get Paid More Quickly
Take control of your cash flow with tools that speed up how you receive and manage money. Our Treasury Management services offer electronic fund transfers, remote deposit capture, vendor payments, and fraud protection.
Combine these with our Digital Banking features — including mobile deposit, external account linking, and Autobooks® invoicing — to streamline collections and get paid faster.
WATCH HOW WE’RE HELPING MOVE BUSINESS FORWARD.
Helping you seize emerging growth opportunities, we’re trusted partners in helping your business move ahead.
Click to watch how Mayfield’s Blake Kendall knew his lender, Darvin Towery had his back as he purchased a building and elevated his BBQ business.
SEE HOW WE'RE GOING FORWARD, BY GIVING BACK. WE'RE HERE FOR GOOD.
Open WHAT TECHNOLOGY DOES INDEPENDENCE BANK HAVE TO ELEVATE MY BUSINESS?
We offer Autobooks®, a built-in invoicing and payment tool inside our Mobile Banking App that helps you send invoices, accept secure payments, and automatically track accounting.
Our Treasury Management suite also provides remote deposit capture, fraud protection, merchant services, and enhanced reporting — all designed to streamline your operations and protect your cash flow.
Open CAN I SETUP AN APPOINTMENT TO SPEAK TO A BUSINESS ADVISOR
Yes. You can schedule a meeting with one of our business lenders or commercial banking specialists at any of our local branches.
You can also request a consultation online (click to fill out a web form) through our Business Lending page or call your nearest location to arrange an appointment.
Open HOW DO I APPLY FOR A SMALL BUSINESS LOAN?
Start by exploring our business lending options — including lines of credit, equipment financing, real estate, and agricultural loans — on our website.



