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The latest chip technology adds an extra layer of security to your card and with features like text alerts*, mobile wallet and debit card management, you’ll have peace of mind and increased protection from fraud.


CONTACTLESS

Pay quickly and securely with your new contactless Independence Bank debit card. Wireless technology makes it possible to make a payment with your card by simply tapping or waving the card above the payment reader, or using the mobile wallet feature by adding your card to your mobile device or wearable technology.

Look for the contactless pay wave symbol at your favorite local retailers and businesses.


DEBIT CARD ON/OFF

Manage all debit cards issued to you in one place. Forget your card at a restaurant? No problem. Easily toggle your card on or off in real time and control card functionality without disrupting recurring transactions.

Debit Card Management isn’t limited to just personal cards; enjoy all these features for business debit cards as well.


TRAVEL ALERTS

Your worry-free vacation is just around the corner. Let us know your travel plans within Digital Banking by assigning dates and locations that give you an added layer of security.


TEXT ALERTS*

Manage your account through customizable text alerts in real time to help you monitor your account’s activity. Get notifications whenever a transaction is approved or denied.

*Standard text messaging rates may apply.


CARD ACTIVATION

Now, activating your card is even easier. No need to call in, or visit the ATM. Simply log into your Digital Banking profile and click on Manage Cards.

CHOOSE THE CARD THAT’S RIGHT FOR YOU

With our Mastercard® credit cards, you get hometown convenience, worldwide acceptance and great benefits. Take advantage of extra features such as card and transaction management, detailed reporting, custom access and so much more. Choose the card that’s best suited for your needs and apply today!


MASTERCARD® CONSUMER CREDIT CARDS

 

PLATINUM CLASSIC

Consumer Platinum Classic Credit Card

Experience immediate savings thanks to competitive Annual Percentage Rates.

Get online access to all of your spending information for increased financial control.

No Annual Fee

Platinum Classic Fees, Terms and Conditions


PLATINUM PAYBACK

Consumer Platinum Platinum Credit Card

Experience all of the benefits of the Platinum Card while putting your purchases to work for you with the Platinum Payback Card. The cost of living is unavoidable. Cash Back is a bonus!

Earn 1% Cash Back on all your qualifying purchases.

Cash Back is redeemable at any time via the Payback Rewards website in $25 increments.

No Annual Fee

Platinum Payback Fees, Terms and Conditions


PLATINUM PREFERRED

Consumer Platinum Preferred Credit Card

The Platinum Preferred Card is designed to make every dollar you spend count. Earn points on everyday purchases redeemable for airfare, merchandise and gift card rewards.

Earn unlimited one point for every dollar spent.

Eligible for 25,000 bonus points.

No Annual Fee

Platinum Preferred Fees, Terms and Conditions 


WORLD

Consumer World Credit Card

World Mastercard® empowers you with the flexibility to explore the places and pursuits that mean the most to you.

The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly what you want, whenever you feel like it.

Eligible for 25,000 bonus points.

$35 Annual Fee

World Mastercard® Fees, Terms and Conditions


WORLD ELITE

Consumer World Elite Credit Card

Unlock unique travel experiences, preferred access to exclusive offers, VIP events, insider opportunities, special promotions and more.

Take advantage of handpicked travel and lifestyle services that are designed to help you enjoy the finest luxuries in life.

$299 Annual Fee – statement credit available for certain airline purchases.

World Elite Fees, Terms and Conditions

 


MASTERCARD® BUSINESS CREDIT CARDS

No matter what you’re looking for in a credit card, we have an option to fit your business needs. Take advantage of extra benefits such as card and transaction management, detailed reporting, custom access, receipt scanning and so much more. Your business will benefit immediately with a Mastercard® Platinum, World or Purchase card. Choose the card that’s best suited for your business and apply today!


PLATINUM CLASSIC

Business Platinum Classic Credit Card

Experience immediate savings thanks to competitive Annual Percentage Rates.

Get online access to all of your spending information for increased financial control.

No Annual Fee

Platinum Classic Fees, Terms and Conditions


PLATINUM PAYBACK

Business Platinum Payback Credit Card

Experience all of the benefits of the Platinum Card while putting your purchases to work for you with the Platinum Payback Card. The cost of living is unavoidable. Cash Back is a bonus!

Earn 1% Cash Back on all your qualifying purchases.

Cash Back is redeemable at any time via the Payback Rewards website in $25 increments.

No Annual Fee

Platinum Payback Fees, Terms and Conditions


PLATINUM PREFERRED

Business Platinum Preferred Credit Card

The Platinum Preferred Card is designed to make every dollar you spend count. Earn points on everyday purchases redeemable for airfare, merchandise and gift card rewards.

Earn unlimited one point for every dollar spent.

Eligible for 25,000 bonus points.

No Annual Fee

Platinum Preferred Fees, Terms and Conditions 


WORLD

Business World Credit Card

World Mastercard® empowers you with the flexibility to explore the places and pursuits that mean the most to you.

The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly what you want, whenever you feel like it.

Eligible for 25,000 bonus points.

$35 Annual Fee

World Mastercard® Fees, Terms and Conditions


WORLD ELITE

Business World Elite Credit Card

Unlock unique travel experiences, preferred access to exclusive offers, VIP events, insider opportunities, special promotions and more.

Take advantage of handpicked travel and lifestyle services that are designed to help you enjoy the finest luxuries in life.

$299 Annual Fee – statement credit available for certain airline purchases.

World Elite Fees, Terms and Conditions


FEATURES
REWARDS YOUR WAY

Earn cash back, or earn points on your Mastercards®. Your rewards. Your Choice. You are automatically enrolled and begin earning cash or points with your first purchase.


TRACK YOUR REWARDS

Keep tabs on your rewards and redemptions and manage your finances with a variety of account management tools online at our secure website.


PROTECTION & SECURITY SERVICES

Whether unauthorized charges appear on your bill or you get a flat tire while traveling and need a rental car, you can rest easy knowing your Platinum Credit Card is behind you all the way.


24/7 CUSTOMER SUPPORT

Have a question about your Platinum account? The dedicated customer service reps are real people who will answer your call. In addition, answers to all your card queries are available 24 hours a day, by live rep or online account management.

You can apply online or visit your nearest Independence Bank location. Cardholders can visit www.24-7cardaccess.com to register awards, manage accounts and more.

 

All cards are subject to credit approval. The creditor and issuer of these cards is Card Assets, pursuant to a license with Mastercard®. Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard® International Incorporated.