No matter if you’re buying your first home, second home or home away from home, we’re here to help you through the process every step of the way. Together, we will find a solution that best fits your needs.
No surprises here. With a fixed rate mortgage, the interest rate remains the same for the entire life of the loan making budget planning a breeze.
As the market rates fluctuate, so will an adjustable rate mortgage.
For this loan the ratio of principal to interest changes throughout the repayment period, typically leaving a large balance at the end of the loan life. This is an ideal option for commercial property or land.
Qualified applicants, both first time and repeat homebuyers, may be eligible for this government backed loan with down payment assistance available.
Need to change your loan terms? Refinancing your existing loan with a new one could be a great solution.
This short term loan helps homebuyers during the transaction period of buying and selling a home, secured by your existing home.
Life doesn’t wait, and neither should you. Take the liberty to access the equity in your home to fund your goals. Like remodeling your home, sending your child to college or finally taking that vacation you’ve always wanted. The freedom is yours.
Benefits include:
Call or stop by your nearest Independence Bank location today for current rates, terms and conditions.
Building a home? You many need a short-term loan during construction that covers building costs, prior to permanent financing. This one is for you.
For home loans exceeding $510,400, a jumbo loan offers additional fixed and adjustable rate options.
Prefer to start your journey from the comfort of home? We offer a variety of lending options, many of which you can apply online today and get prequalified.
Specific information about servicing concerns or a suspected error on a mortgage secured loan should be provided in writing to the address listed below. If delivered to another location, your written notice may not receive timely response as required by regulation.
Independence Bank
Attn: Loan Operations
P.O. Box 988
Owensboro, KY 42302-0988
Inquiries or general loan questions may be handled by calling Loan Operations at 1-877-621-1776.
Just like you, we have goals. Ours just happens to be to help you meet yours. Our personal loans make it easy for you get the financing you need for all of life’s big and small moments.
Life doesn’t wait, and neither should you. Take the liberty to access the equity in your home to fund your goals. Like remodeling your home, sending your child to college or finally taking that vacation you’ve always wanted. The freedom is yours.
Benefits Include:
Call or stop by your nearest Independence Bank location today for current rates, terms and conditions.
Feel the freedom to expand your land. We work cooperatively with other farm lending programs like USDA Farm Service Agency Loan Programs or the Kentucky Agriculture Finance Cooperation so we can be an invaluable partner to you.
From off-season expenses, to equipment maintenance costs, our operating line of credit provides you with the short-term cash you need to help keep your farm production growing.
With flexible repayment terms, a real estate loan can help you get the capital you need to start or grow your farm.
Enjoy flexible repayment terms for both new and used machines, from small tractors to large combines.
Call or stop by your nearest Independence Bank location today for current rates, terms and conditions.