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Are you looking for a Checking or Savings account?

CheckingSavings

What is the most important feature for you when looking for a checking account?

Interest bearingLow minimum balance to open

Are you over 50, a veteran, active military, police, fire and emergency services personnel?

YesNo

Are you saving for the holidays?

YesNo

Are you looking for a savings account for someone under the age of 18?

YesNo

Are you saving for medical expenses?

YesNo

Are you saving for travel and leisure?

YesNo

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Personal Accounts

Revolutionary banking means checking accounts designed for the way you want to bank. Customize your account with options including free checking, Digital Banking, and the bonus savings you earn with an interest-bearing checking account. And there are plenty of other revolutionary features too.

We've got the Product for you!

Revolutionary Checking

Earn bonus savings and get all the perks. Free for active duty military, 1st responders, veterans and over-50 customers.

  • Compounded interest earned and credited monthly
  • $15 monthly service charge (waived for anyone over 50, veterans, active military and first responders)
  • Unlimited check writing
  • $50 minimum deposit to open (waived with direct deposit)
  • 2 Free boxes of checks each year
  • No ATM fees at over 55,000 ATMs worldwide
  • Three free cashier checks per month
  • Free small safety deposit box for 1 year (subject to availability)
  • Free telephone and digital banking, mobile check deposit, bill pay, statements
  • Instant-issue debit card available

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Freedom Checking

Skip the fees. When we say free checking, we truly mean free checking.

  • No monthly service charge
  • Unlimited check writing
  • $50 minimum deposit to open (waived with direct deposit)
  • Free check intro pack
  • No ATM fees at over 55,000 ATMs worldwide
  • Free telephone and digital banking, mobile check deposit, bill pay, statements
  • Instant-issue debit card available

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Patriot Money Market Checking

Earn interest while enjoying flexibility. We offer competitive rates and convenient access to your money.

  • Compounded interest earned and credited monthly
  • $9 monthly service charge if balance falls below $2,500
  • 6 debit transactions per statement cycle
  • $2,500 minimum deposit to open (waived with direct deposit)
  • Free telephone and digital banking, mobile check deposit, bill pay, statements
  • Instant-issue debit card available

Open An Account

Little Patriot Savings Account

The Little Patriots Savings Club is a fun and educational way to teach your children about saving, investing, spending and giving back to the community. Signing your children up to be Little Patriots is a great first step toward enhancing their financial knowledge and independence.

  • $10 minimum opening deposit
  • Independence Bank will contribute $7.76 to make the opening balance $17.76
  • No minimum balance required
  • No monthly or quarterly service charge
  • Up to six withdrawals per calendar month
  • Interest compounded and credited quarterly

Visit any of our 25 convenient locations today to open a Little Patriots Savings Account.

Health Savings Account

Health Savings Account

  • $50.00 minimum deposit required to open an account
  • Interest compounded and credited monthly
  • Tiered rate based on account balance
  • Contact Independence Bank today for current rates, terms and conditions
  • Some restrictions may apply
  • Download the HSA Check Card Application

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Christmas Club

Leave the stress out of saving for your next vacation, or shopping for the holidays.

  • Variable deposit amounts allowed
  • $10.00 minimum deposit required to open
  • Interest compounded and credited annually
  • $25.00 fee for closing account or making a withdrawal early
  • Paid out annually by direct deposit

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Vacation Club

Leave the stress out of saving for your next vacation, or shopping for the holidays.

  • Variable deposit amounts allowed
  • $10.00 minimum deposit required to open
  • Interest compounded and credited annually
  • $25.00 fee for closing account or making a withdrawal early
  • Paid out annually by direct deposit

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Regular Savings
  • Up to six free withdrawals per quarter to avoid fees
  • $50.00 minimum deposit required to open an account
  • Interest compounded and credited quarterly
  • $5.00 fee if balance falls below $50.00 during the quarter

Open An Account