Digital Banking

Revolutionary banking means the freedom to bank wherever you want, whenever you want. Independence Bank offers Digital Banking to customers with a checking, savings account or loan that provides real-time access to account information both online and on your phone with full functionality across all devices. Transfer funds between accounts, view your account history or access your statements with the simplicity of one username and password.

To access Digital Banking on your mobile device, visit your app store and search for the Independence Bank mobile app, or use the links below.

Visit our Digital Banking demo to learn more.

Ready To Join The Revolution?


Personal Finance Manager

Take charge of your financial life with our Personal Finance Manager that allows you to get a complete snapshot of your finances. Combine your Independence Bank accounts with external accounts to understand your overall spending habits, set a budget, track your expenses and create a personal financial statement. Set financial goals and track your progress, all in one place.

Own and operate a business? The Personal Finance Manager gives you access to all the features above and allows you to integrate external business accounts in one place to get a complete snapshot of your business’s finances. To take advantage of this benefit, you must be enrolled in Digital Banking.

Text Banking

Get quick and easy balance information, transfer funds and more with text banking. Get real-time updates on your account 24 hours a day, 7 days a week by simply sending a text to our short code, 662-265. To take advantage of these services, you must be enrolled in Digital Banking and register your mobile phone number. Set your default account and account nicknames by clicking on Manage Profile within Digital Banking. Standard text messaging rates may apply.

Code Function
BAL Returns Balance of default account
BAL ALL All Balances
BAL plus account nickname Balance for specific account
ACT Returns last 5 transactions
ACT plus account nickname Returns last 5 transactions for specific account
CMD Returns list of valid commands
HELP Returns general help information
STOP Terminates all SMS services

Telephone Banking

You can access information pertaining to your checking and savings accounts, loan accounts, CDs and IRAs 24 hours a day, 7 days a week from a touch-tone phone. Check your balance, review previous deposits and withdrawals and access your current loan balance and other information specific to your account activity.

Telephone banking can also assist you with lost or stolen debit cards and allow you to initiate a transfer of funds between accounts. Call toll free 1-866-570-1776. You must enroll in telephone banking to access this feature. Visit your nearest Independence Bank location or call 1-877-621-1776.