Ira Wray is an Agricultural Loan Officer at Independence Bank, serving Graves County and the surrounding communities. A Murray State University graduate with nearly six years of lending experience, Ira enjoys helping local farmers reach their goals. As part of his family's farm, he takes pride in supporting the next generation of agriculture. Active in the community through FFA and the Graves County Young Farmers, Ira describes himself as a "farm boy with a knack for business," who is passionate about investing in the people and places that shaped him. When he's not working with clients, you'll find him taking on hands on projects and spending time with his friends and family.

Kelley Haynes leads the Fairview Avenue location in Bowling Green as Location Manager and Loan Officer, where she combines nearly two decades of banking experience with a genuine passion for helping people. Kelley finds the most joy in celebrating her clients' wins and building friendships that last well beyond the loan process. Her approach to banking is rooted in connection and community, which shows in her involvement in the Warren County North Little League, Bristow Elementary PTA, and youth volleyball! Outside of work, Kelley is a proud sports mom who loves family time, traveling to her favorite spots like Tybee Island and Gatlinburg, and finding any excuse to laugh and make new memories.

Nick Gillham is dedicated to helping his clients navigate complex financial situations and find solutions that help them achieve their goals. He takes pride in getting to know each client personally, understanding the many factors that shape their financial decisions, and creating strategies that make a lasting impact. Nick is active in the Henderson community through volunteering and coaching soccer with the Western Kentucky Soccer Academy and the MLS Go program. Outside of work, he enjoys spending time with his wife and their four children.

Supporting local farmers is at the heart of Anthony's work, as he partners with them to find financial solutions that help their operations grow and thrive. With nearly two decades in the grain and oilseed industry, he brings valuable insight into the challenges of agriculture and the importance of strong, lasting relationships. Anthony is also active in the Owensboro community, where he values opportunities to serve and give back.

Lee is dedicated to helping families navigate their financial journeys with confidence. Using his years of banking and wealth management knowledge, Lee takes pride in building lasting relationships that often span multiple generations, guiding his clients through life's biggest milestones. Lee is passionate about giving back to his community through leadership and volunteer service. Outside of the office, he enjoys traveling, trying new food, and spending time with his wife and their two children.

With more than a decade of banking experience, Stinson Miller understands how to support his clients' full financial journey. His focus is on building strong, meaningful relationships, finding the right team to fit your needs with both expertise and a personal touch. His passion for people and commitment to doing what's right show both in his work and his personal life. You might find him around town with his wife and children or out making a difference in his hometown of Lexington by volunteering and supporting his community.

Deeply rooted in the Henderson community, Matt Duncan knows the value of connections that come from family and service. With a strong background in leadership and community involvement, he is passionate about helping others grow and succeed. Whether it's through volunteering or supporting local youth, he enjoys being part of something bigger than himself. That same commitment carries over to his work in banking, where relationships come first.

Clay Church is dedicated to helping businesses and families grow where he’s planted his roots. A Henderson native, Clay received his education at Transylvania University where he was also a member of the golf team, before returning to western Kentucky to begin his career with Independence Bank. As he raises his family close to where he grew up, he’s ready to help his community become a better place for his kids and yours.

Chris Payne has been helping homebuyers in western Kentucky for nearly two decades as a lender. He’s helped clients finance their first home, and others get in their dream home.

Kelly Gray is someone you can always find with a smile on her face! She focuses on helping businesses streamline processes so they can focus on the things that can help them grow. Kelly stays active in the community and knows that a good banker is active for their clients too!