Mastercard® Consumer Credit Cards

With our Mastercard credit cards, you get hometown convenience, worldwide acceptance and great benefits. Take advantage of extra features such as card and transaction management, detailed reporting, custom access and so much more. Choose the card that's best suited for your needs and apply today!

Platinum Classic

Platinum Classic

  • Experience immediate savings thanks to competitive Annual Percentage Rates.
  • Get online access to all of your spending information for increased financial control.
  • No Annual Fee
Platinum Payback

Platinum Payback

  • Experience all of the benefits of the Platinum Card while putting your purchases to work for you with the Platinum Payback Card. The cost of living is unavoidable. Cash Back is a bonus!
  • Earn 1% Cash Back on all your qualifying purchases.
  • Cash Back is redeemable at any time via the Payback Rewards website in $25 increments.
  • No Annual Fee
Platinum Preferred

Platinum Preferred

  • The Platinum Preferred Card is designed to make every dollar you spend count. Earn points on everyday purchases redeemable for airfare, merchandise and gift card rewards.
  • Earn unlimited one point for every dollar spent.
  • Eligible for 25,000 bonus points.
  • No Annual Fee
World

World

  • World Mastercard empowers you with the flexibility to explore the places and pursuits that mean the most to you.
  • The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly what you want, whenever you feel like it.
  • Eligible for 25,000 bonus points.
  • $35 Annual Fee
World Elite

World Elite

  • Unlock unique travel experiences, preferred access to exclusive offers, VIP events, insider opportunities, special promotions and more.
  • Take advantage of handpicked travel and lifestyle services that are designed to help you enjoy the finest luxuries in life.
  • $299 Annual Fee - statement credit available for certain airline purchases.

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Consumer Credit Cards

Features

  • Rewards Your Way

    Earn cash back, or earn points on your Mastercards. Your rewards. Your Choice. You are automatically enrolled and begin earning cash or points with your first purchase.

  • Track Your Rewards

    Keep tabs on your rewards and redemptions and manage your finances with a variety of account management tools online at our secure website.

  • Protection & Security Services

    Whether unauthorized charges appear on your bill or you get a flat tire while traveling and need a rental car, you can rest easy knowing your Platinum Credit Card is behind you all the way.

  • 24/7 Customer Support

    Have a question about your Platinum account? The dedicated customer service reps are real people who will answer your call. In addition, answers to all your card queries are available 24 hours a day, by live rep or online account management.

Access additional information to decide which card is right for you. You can also apply online or visit your nearest Independence Bank location. Cardholders can visit www.24-7cardaccess.com to register awards, manage accounts and more.

Please see application for information on current Annual Percentage Rates (APRs), fees, terms and conditions. All cards are subject to credit approval. The creditor and issuer of these cards is Card Assets, pursuant to a license with Mastercard. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.