Revolutionary banking means checking accounts designed for the way you want to bank. Customize your account with options including free checking, online banking or the bonus savings you earn with an interest-earning checking account.
Join The Revolution
Join the revolution anytime, anywhere with online account opening! Choose from a variety of Independence Bank accounts to open online, with the ability to open multiple accounts at one time, no matter where your independence takes you.
| FREEDOM CHECKING | REVOLUTIONARY CHECKING | PATRIOT MONEY MARKET CHECKING | |
|---|---|---|---|
| EARNS INTEREST | No | Yes Compounded and Credited Monthly | Yes Compounded and Credited Monthly |
| MONTHLY SERVICE CHARGE | None | None for Anyone over 50, Veterans, Active Military, Police, Fire and Emergency Services Personnel; $15 Charge for All Others | $9 Per Month if Balance Falls Below $2,500 During Cycle |
| CHECK WRITING | Unlimited | Unlimited | 6 Debit Transactions Per Statement Date |
| MINIMUM DEPOSIT TO OPEN | $50, Waived With Direct Deposit | $50, Waived With Direct Deposit | $2,500, Waived With Direct Deposit |
| CHECKS | Free Intro Pack of 50 With Duplicates | 2 Free Boxes per Year | Standard Pricing Available |
| VISA® DEBIT CARD1 | No ATM Fee at any Independence Bank or AllPoint ATM1 | No ATM Fee at any Independence Bank or AllPoint ATM1 | N/A |
| INSTANT-ISSUE DEBIT CARD | Available | Available | N/A |
| CASHIER’S CHECKS | $10 | 3 Free per Month | $10 |
| SAFE DEPOSIT BOX2 | Various Sizes and Pricing Available | Free Small Size for 1 Year, Subject to Availability | Various Sizes and Pricing Available |
| ONLINE & TELEPHONE BANKING | Free | Free | Free |
| MOBILE BANKING & MOBILE CHECK DEPOSIT | Free | Free | Free |
| ONLINE BILL PAY | Free | Free | Free |
| STATEMENTS | Free | Free | Free |
1 Subject to approval. A $0.75 fee, plus ATM owner fees may be assessed for transactions other than those at non-Independence Bank ATMs. 2 Various sizes and pricing available. For all three accounts, a $50 fee will be assessed if account is closed within 90 days of opening.
Visa® Debit Card
A Visa® debit card is available with any Independence Bank checking account. There are no monthly fees and no additional fees for PIN or signature-based transactions used at point of sale or as a debit card. You can make purchases wherever Visa® is accepted. With Instant Issue, you can obtain a Visa® debit card instantly at account opening. Independence Bank is part of the Allpoint Network allowing customers access to over 55,000 surcharge-free ATM locations nationwide.1 Visit our our locations page to find the ATM closest to you.
Visa® Gift Card
Visa® gift cards are the perfect gift for anyone on your list! Available in any denomination from $25-$500. Call your nearest location to get started! Activate your card and check your balance by visiting www.onlinecardaccess.com/vistibgift or call toll-free 1-800-418-3971.
Visa gift cards are non-reloadable. Card funds do not expire. There is a $3.00 charge per card for customers purchasing gift cards and a $10.00 fee per card for non-customer purchasing gift cards. A $2.50 non-activity fee will be assesed after 12 months. Gift cards are not accepted at gas pumps or unattended facilities.
Reorder Checks
To reorder checks for an existing Independence Bank Checking Account, call or stop by your nearest Independence Bank location or use our online check reorder service.
Free ATMs
Enjoy the convenience of our Free ATMs, including over 55,000 surcharge-free AllPoint locations.
