Revolutionary banking means checking accounts designed for the way you want to bank. Customize your account with options including free checking, online banking or the bonus savings you earn with an interest-earning checking account.
Quick Switch
Let us switch your account in 60 seconds or less, or lunch is on us! Quick Switch is an easy way for customers to quickly and securely switch their current automated payments and direct deposits from their existing financial institution to their new account at Independence Bank, as well as close their previous accounts. Visit one of your convenient Independence Bank Locations to get started today!
| FREEDOM CHECKING | REVOLUTIONARY CHECKING | PATRIOT MONEY MARKET CHECKING | |
|---|---|---|---|
| EARNS INTEREST | No | Yes Compounded and Credited Monthly | Yes Compounded and Credited Monthly |
| MONTHLY SERVICE CHARGE | None | None for Anyone over 50, Veterans, Active Military, Police, Fire and Emergency Services Personnel; $15 Charge for All Others | $9 Per Month if Balance Falls Below $2,500 During Cycle |
| CHECK WRITING | Unlimited | Unlimited | 6 Debit Transactions Per Statement Date |
| MINIMUM DEPOSIT TO OPEN | $50, Waived With Direct Deposit | $50, Waived With Direct Deposit | $2,500, Waived With Direct Deposit |
| CHECKS | Free Intro Pack of 50 With Duplicates | 2 Free Boxes per Year | Standard Pricing Available |
| VISA® DEBIT CARD1 | No ATM Fee at any Independence Bank or AllPoint ATM1 | No ATM Fee at any Independence Bank or AllPoint ATM1 | N/A |
| INSTANT-ISSUE DEBIT CARD | Available | Available | N/A |
| CASHIER’S CHECKS | $10 | 3 Free per Month | $10 |
| SAFE DEPOSIT BOX2 | Various Sizes and Pricing Available | Free Small Size for 1 Year, Subject to Availability | Various Sizes and Pricing Available |
| ONLINE & TELEPHONE BANKING | Free | Free | Free |
| MOBILE BANKING & MOBILE CHECK DEPOSIT | Free | Free | Free |
| ONLINE BILL PAY | Free | Free | Free |
| STATEMENTS | Free | Free | Free |
1 Subject to approval. A $0.75 fee, plus ATM owner fees may be assessed for transactions other than those at non-Independence Bank ATMs. 2 Various sizes and pricing available. For all three accounts, a $50 fee will be assessed if account is closed within 90 days of opening.
Visa® Debit Card
A Visa® debit card is available with any Independence Bank checking account. There are no monthly fees and no additional fees for PIN or signature-based transactions used at point of sale or as a debit card. You can make purchases wherever Visa® is accepted. With Instant Issue, you can obtain a Visa® debit card instantly at account opening. Independence Bank is part of the Allpoint Network allowing customers access to over 55,000 surcharge-free ATM locations nationwide.1 Visit our our locations page to find the ATM closest to you.
Reorder Checks
To reorder checks for an existing Independence Bank Checking Account, call or stop by your nearest Independence Bank location or use our online check reorder service.
Free ATMs
Enjoy the convenience of our Free ATMs, including over 55,000 surcharge-free AllPoint locations.
