Home Equity

Sometimes, you don’t want to wait for the things you want most in life. Like a remodeling project. A new car. Continuing education for you or your child. The vacation of your dreams.

With an Independence Bank Home Equity Line of Credit, you don’t have to wait. It allows you to use the equity you have built in your home to provide the funds you need to achieve your goals.

Independence Bank Home Equity Line of Credit benefits include:

  • Consistent payments
  • Easy access to approved funds through convenience checks
  • Up to 85% loan-to-value not to exceed $250,000

Prefer to talk to one of our experts about your options? We have you covered. Call 1-877-621-1776 and ask to speak to one of our experienced mortgage loan officers or visit your nearest Independence Bank location today.

Ready to get started?


Specific information about servicing concerns or a suspected error on a mortgage secured loan should be provided in writing to the address listed below. If delivered to another location, your written notice may not receive timely response as required by regulation.

Independence Bank
Attn: Loan Operations
P.O. Box 988
Owensboro, KY 42302-0988

Inquiries or general loan questions may be handled by calling Loan Operations at (270) 686-1776.