Funds from deposits and transfers made at an Independence Bank ATM may not be available for immediate withdrawal. Deposits made after 6 p.m. CT will be processed on the next business day. Transfers made after 2:30 p.m. CT, will not be processed until the next business day. In some cases, all of the funds from your deposit may not be made available to you at time of deposit. For more information, view the Your Ability to Withdraw Funds in the consumer disclosure and business disclosure.