Business Checking

Every business is different. Whether you’re part of a small business, a family farm or a large business, Independence Bank has the products, experience and creative thinking to solve your unique challenges.

Home-Based Business Checking

Checking designed for small home, farm or rental businesses with a low number of transactions and low balances.

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Maximum of 25 total debits and 50 total deposited items per month ($0.20 charge per excess item)

Nonprofit and Charitable Checking

No-fee checking account created for the needs of small local charities, civic groups and clubs.

  • $100 minimum opening deposit
  • No monthly maintenance fee

Small Business Checking

Checking made for small businesses with low activity and low daily balances.

  • $100 minimum opening deposit
  • $10 monthly maintenance fee waived with minimum daily balance of $1,000
  • Maximum of 75 total debits and 150 total deposited items per month ($0.20 charge per excess item)

Revolutionary Business Checking

Checking designed for a wide range of businesses.

  • $100 minimum opening deposit
  • $15 monthly maintenance fee if balance falls below $5,000
  • Maximum of 150 total debits and 500 total deposited items per month ($0.40 charge per excess item)

Revolutionary Business Checking With Remote Deposit Capture (RDC)

Checking that adds the convenience of depositing checks anywhere you are.

  • $100 minimum opening deposit
  • $25 monthly maintenance fee if balance falls below $10,000
  • Maximum of 150 total debits and 500 total deposited items ($0.40 charge per excess item)
  • RDC monthly fee waived and no charge for single-document scanner

Business Analysis Checking

Checking designed for businesses with high-transaction volume.

  • $100 minimum opening deposit
  • $10 monthly maintenance fee – may be offset by balances
  • Charges assessed on a per-item basis – may be offset by balances

Call or stop by your nearest Independence Bank Location for more information.