We've taken the hassle out of finding the right checking account by customizing a variety of products and services to custom fit your personal banking needs and lifestyle.

Download the Personal Checking Products and Services brochure

	Revolutionary Checking	Patriot Checking	Capital 50 Checking	Veterans Victory Checking	Student Advantage Checking	Employee* Advantage	NOW Account	Super NOW Account	Firecracker Money Market
Earns Interest	No	No	Yes Compounded and Credited Monthly	Yes Compounded and Credited Monthly	No	No	Yes Compounded and Credit Monthly	Yes Compunded and Credited Monthly	Yes Compunded and Credited Monthly
Monthly Service Charge	None	$6	None	None	None	None	$6 month If aggregate balance falls below $1000	$3 month	$9 month If balance falls below $2500
Check Writing	Unlimited	Unlimited	Unlimited	Unlimited	Up to 10 checks or withdrawals per month (25¢ per after 10) unlimited w/ parent account	Unlimited	Unlimited	Up to 20 Checks per month (10¢ per after 20)	6 debit transactions per month - 3 by check
Minimum Deposit to Open	$50	$50	$50	$50	$50	None	$100	$2500	$100
Checks	Free Introductory Checks	Two Free Boxes per year	Two Free Boxes per year	Two Free Boxes "Freedom" Checks per year	Charge	Free First 150 Checks	Charge	Charge	Charge
VISA/STAR Debit Card	No ATM fee at any Inde- pendence Bank ATM+	No ATM fee at any Inde- pendence Bank ATM+	No ATM fee at any Inde- pendence Bank ATM+	No ATM fee at any Inde- pendence Bank ATM+	4 free non-IB ATM transactions per month if parent has personal checking account	No ATM fee at any Inde- pendence Bank ATM+	No ATM fee at any Inde- pendence Bank ATM+	No ATM fee at any Inde- pendence Bank ATM+	NA
Travelers Checks	Service Charge	Free+++	Free+++	Service Charge	Service Charge	Free+++	Service Charge	Service Charge	Service Charge
Cashiers Checks	Service Charge	Three Free per month	Three Free per month	Service Charge	Service Charge	Service Charge	Service Charge	Service Charge	Service Charge
Safe Deposit Box	Service Charge	Service Charge	Free small size for 1 year	Service Charge	Service Charge	Service Charge	Service Charge	Service Charge	Service Charge
Online & Telephone Banking	Free	Free	Free	Free	Free	Free	Free	Free	Free
Online Bill Pay	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•	Free with Direct Deposit•
Other Services	Yes++	Yes++	Yes++	Yes++	Yes++	Yes++	Yes++	Yes++	Yes++

+ Subject to approval
++ All accounts include:Detailed monthly statements with check images; Free internal transfers between IBaccounts; Automatic loan payment; Overdraft protection line of credit (subject to credit approval)
+++ Single signature
* For employees of qualifing businesses only.
• A monthly service charge of $7.00 for service without direct deposit to checking.