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Mortgage Loans
Download a mortgage loan application.
Download the mortgage products brochure.
Buying a home can be a stressful process.
Our experienced loan officers can offer you something you can't put a price on...
"Peace of Mind."
We offer:
- Complete line of Mortgage Products including:
- Fixed Rate Mortgage
- Adjustable Rate Mortgage
- Balloon Mortgage
- Jumbo Mortgage
- Bi-Weekly Mortgage
- KHC & FHA Mortgage
- USDA/Rural Housing Mortgage
- 24 Hour loan decisions
- Local servicing available
See one of our friendly, professional mortgage loan officers today about a home mortgage that fits your lifestyle and budget.
To apply for a mortgage loan:
An application is a request for credit only. It is not a firm commitment to make a loan. A complete, signed application must be delivered to a location of the bank, either in person or by mail, to be considered a formal request of credit with Independence Bank. Product disclosures will be provided when the bank receives a complete application, in person or by mail and may be requested by calling 270-686-1776. Certain credit restrictions apply and request for additional information may be made at the bank's discretion, to include, but not limited to tax returns, payroll information, or identification information. Subject to credit approval.
Property insurance required.
Some products are restricted by government regulations.
Upon credit approval and acceptance of terms. All loans are required to be processed in person at your nearest Independence Bank location.
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