Personal Checking

A revolutionary way of banking starts with personal checking accounts designed around your needs and lifestyle. Whether you need free checking, access to online banking, or the free savings of an interest-earning checking account, we offer a range of options so you can find the checking account that works best for you.

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Click here to see a map of Free ATM locations across Kentucky, including Lexington and Louisville.

 

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Independence Bank Checking Account Details


Revolutionary Checking Patriot Checking Capital 50 Checking Veterans Victory Checking Student Advantage Checking
Earns Interest No No Yes Compounded and Credited Monthly Yes Compounded and Credited Monthly No
Monthly Service Charge None $6 None None None
Check Writing Unlimited Unlimited Unlimited Unlimited Up to 10 Checks or Withdrawls per Month (25¢ per after 10) Unlimited w/Parent Account
Minimum Deposit to Open $50 $50 $50 $50 $50
Checks Free Introductory Checks Two Free Boxes per Year Two Free Boxes per Year Two Free Boxes of "Freedom" Checks per year Charge
VISA/STAR Check Card "No ATM Fee at any Independence Bank or Central Bank ATM+ "No ATM Fee at any Independence Bank or Central Bank ATM+ "No ATM Fee at any Independence Bank or Central Bank ATM+ "No ATM Fee at any Independence Bank or Central Bank ATM+ 4 Free Non-Independence Bank ATM Transactions per Month if Parent has Personal Checking Account
Visa Travel Money® Service Charge Service Charge Service Charge Service Charge Service Charge
Cashier's Checks Service Charge 3 Free per Month 3 Free per Month Service Charge Service Charge
Safe Deposit Box Service Charge Service Charge Free Small Size for 1 Year Service Charge Service Charge
Online & Telephone Banking Free Free Free Free Free
Online Bill Pay• Free with Direct Deposit• Free with Direct Deposit• Free with Direct Deposit• Free with Direct Deposit• Free with Direct Deposit•
Other Services Yes++ Yes++ Yes++ Yes++ Yes++