Personal Checking
A revolutionary way of banking starts with personalized checking designed specifically for you. At Independence Bank, we’ve customized a variety of products and services to fit your personal banking needs and lifestyle. From our easy-to-use, convenient Revolutionary Checking Account to our interest-earning Super Now Account, we offer all the choices you need to find checking that works for you.
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Independence Bank Checking Account Details
| Revolutionary Checking | Patriot Checking | Capital 50 Checking | Veterans Victory Checking | Student Advantage Checking | |
| Earns Interest | No | No | Yes Compounded and Credited Monthly | Yes Compounded and Credited Monthly | No |
| Monthly Service Charge | None | $6 | None | None | None |
| Check Writing | Unlimited | Unlimited | Unlimited | Unlimited | Up to 10 Checks or Withdrawls per Month (25¢ per after 10) Unlimited w/Parent Account |
| Minimum Deposit to Open | $50 | $50 | $50 | $50 | $50 |
| Checks | Free Introductory Checks | Two Free Boxes per Year | Two Free Boxes per Year | Two Free Boxes of "Freedom" Checks per year | Charge |
| VISA/STAR Check Card | No ATM Fee at any Independence Bank ATM+ | No ATM Fee at any Independence Bank ATM+ | No ATM Fee at any Independence Bank ATM+ | No ATM Fee at any Independence Bank ATM+ | 4 Free Non-Independence Bank ATM Transactions per Month if Parent has Personal Checking Account |
| Visa Travel Money® | Service Charge | Service Charge | Service Charge | Service Charge | Service Charge |
| Cashier's Checks | Service Charge | 3 Free per Month | 3 Free per Month | Service Charge | Service Charge |
| Safe Deposit Box | Service Charge | Service Charge | Free Small Size for 1 Year | Service Charge | Service Charge |
| Online & Telephone Banking | Free | Free | Free | Free | Free |
| Online Bill Pay• | Free with Direct Deposit• | Free with Direct Deposit• | Free with Direct Deposit• | Free with Direct Deposit• | Free with Direct Deposit• |
| Other Services | Yes++ | Yes++ | Yes++ | Yes++ | Yes++ |
+ Subject to approval. A $0.75 fee, plus any fees from the owner of the ATM may be imposed for ATM transactions at other than Independence Bank's ATMs.
++ All accounts include: Detailed monthly statements with check images; free internal transfers between Independence Bank accounts; automatic loan payment; overdraft protection line of credit (subject to credit approval)
• A monthly service charge of $7.00 for service without direct deposit to checking.
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