Online Security

Important Notice For Online Banking Customers

Your security is our top priority. Our online security feature helps confirm your identification when signing into our online banking service through a two-way authentication process.

Simply pick an image, write a brief phrase and select three challenge questions. Signing up takes just a few minutes. The image, personal phrases and challenge questions work together to help:

  • Protect Your Accounts. When someone tries to access an account from an unrecognized computer, they must answer one of your challenge questions correctly. So even if your login ID and password have been stolen through spyware, a phony Web site or even from your own handwritten note, the thief would be required to answer a challenge question to get access to the account. This would prevent the thief from accessing your account information.
  • Confirm the Web site’s validity. Once you enter your login ID and click the submit button, you will see your secret image and phrase. If the image and phrase do not appear, you could be at a fraudulent site. This capability targets a fraud called spoofing and will help ensure that you are not fooled by fake versions of our Web site.

Your banking is even more secure than paper-based banking when you bank online. When you use online banking, you can detect fraud earlier by reviewing account activity regularly, rather than waiting for a monthly statement in the mail.

Contact our Online Banking Department with questions at 270-686-1776.

Online Banking