Business Checking

Every business is different. And so are their checking needs. When dealing with small businesses, family farms or larger businesses with high-transaction volume, Independence Bank understands the challenge of doing business these days. That’s why we offer checking products and services designed to keep your business running smoothly and give you the freedom to bank your way.

Small Business Checking

For small businesses with low activity and daily balances.

  • $100 minimum opening deposit
  • $10 monthly maintenance fee waived with minimum daily balance of $1,000
  • Maximum of 75 total debits and 150 total deposited items per month ($0.20 excess charge per item)
  • Sweep account available for large balances

 

Home-Based Business Checking

For small home, farm or rental businesses with a low number of transactions and low balances.

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Maximum of 25 total debits and 50 total deposited items per month ($0.20 excess charge per item)

 

Business Analysis Checking

For businesses with high-transaction volume.

 

Revolutionary Business Checking

  • $100 minimum opening deposit
  • $15 monthly maintenance fee if balance falls below $5,000
  • Maximum of 150 total debits and 500 total deposited items
  • $0.40 excess charge per item
  • No transaction limitations apply to this account

 

Revolutionary Business Checking with RDC (Remote Deposit Capture)

  • $100 minimum opening deposit
  • $25 monthly maintenance fee if balance falls below $10,000
  • Maximum of 150 total debits and 500 total deposited items
  • RDC monthly fee is waived and no charge for single-document scanner
  • No transaction limitations apply to this account


 

Nonprofit & Charitable Checking

No-fee checking for small local charities, civic groups and clubs.

  • $100 minimum opening deposit
  • No monthly maintenance fee

 

Call or stop by your nearest Independence Bank Location for more information.

Business Banking

Everyday Banking
Financing
Trust & Investments
Online Banking